Terms of Use

Last updated: June 2026

Welcome. This website (financebyvamshi.xyz) and its tools and calculators (the “Service”) are offered for free, general, everyday use. By accessing or using the Service you agree to these Terms. If you don’t agree, please don’t use it.

1. What this is

A personal hub of lightweight, browser-based utilities — calculators, a PDF editor, learning material and similar tools — plus a contact option for general help with tax filing, GST and compliance paperwork. It is a personal project, not a registered firm or licensed practice.

2. Provided “as-is”, no warranty

The Service is provided “as-is” and “as-available”, without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose, availability, or freedom from error or interruption.

3. Not professional advice

All tools, calculators and content are for general information and convenience only and are not financial, investment, legal, accounting or tax advice. Calculator outputs are estimates and may differ from real-world figures.

I am not a qualified Chartered Accountant (yet). Any help offered with ITR, GST, registrations or compliance is general assistance, guidance and referral only — it is not certified professional advice and is no substitute for engaging a licensed Chartered Accountant, tax practitioner or lawyer for your specific situation. Always verify important matters with a qualified professional.

4. Limitation of liability

To the fullest extent permitted by law, the site owner is not responsible or liable for any loss, damage, cost or outcome — direct or indirect — arising from your use of, or reliance on, the Service. You use it entirely at your own discretion and risk.

5. Acceptable use

Don’t misuse the Service: no unlawful use, attempts to break, overload or reverse-engineer it, or use that infringes others’ rights. Tools requiring sign-in are for authorised users only.

6. Intellectual property

The site’s original design and content belong to the owner. Any third-party names or trademarks referenced belong to their respective owners and are used for identification only — this does not imply affiliation or endorsement. Learning material here is independent.

7. Third-party links & tools

The Service may link to or run on separate sub-domains and third-party services. The owner isn’t responsible for the content, terms or privacy practices of external destinations.

8. Changes

These Terms may be updated at any time; continued use after changes means you accept them.

9. Governing law

These Terms are governed by the laws of India, with courts at Hyderabad, Telangana having jurisdiction.

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